Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Community Comparison

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Immigrants from Bosnia and Herzegovina
Race
Ancestry
AfghanAfricanAlaska NativeAlaskan AthabascanAlbanianAleutAlsatianAmericanApacheArabArapahoArgentineanArmenianAssyrian/Chaldean/SyriacAustralianAustrianBahamianBangladeshiBarbadianBasqueBelgianBelizeanBermudanBhutaneseBlackfeetBolivianBrazilianBritishBritish West IndianBulgarianBurmeseCajunCambodianCanadianCape VerdeanCarpatho RusynCelticCentral AmericanCentral American IndianCherokeeCheyenneChickasawChileanChineseChippewaChoctawColombianComancheCosta RicanCreeCreekCroatianCrowCubanCypriotCzechCzechoslovakianDanishDelawareDominicanDutchDutch West IndianEastern EuropeanEcuadorianEgyptianEnglishEstonianEthiopianEuropeanFijianFilipinoFinnishFrenchFrench American IndianFrench CanadianGermanGerman RussianGhanaianGreekGuamanian/ChamorroGuatemalanGuyaneseHaitianHmongHonduranHopiHoumaHungarianIcelanderIndian (Asian)IndonesianInupiatIranianIraqiIrishIroquoisIsraeliItalianJamaicanJapaneseJordanianKenyanKiowaKoreanLaotianLatvianLebaneseLiberianLithuanianLumbeeLuxembourgerMacedonianMalaysianMalteseMarshalleseMenomineeMexicanMexican American IndianMongolianMoroccanNative HawaiianNavajoNepaleseNew ZealanderNicaraguanNigerianNorthern EuropeanNorwegianOkinawanOsageOttawaPaiutePakistaniPalestinianPanamanianParaguayanPennsylvania GermanPeruvianPimaPolishPortuguesePotawatomiPuebloPuerto RicanPuget Sound SalishRomanianRussianSalvadoranSamoanScandinavianScotch-IrishScottishSeminoleSenegaleseSerbianShoshoneSierra LeoneanSiouxSlavicSlovakSloveneSomaliSouth AfricanSouth AmericanSouth American IndianSoviet UnionSpaniardSpanishSpanish AmericanSpanish American IndianSri LankanSubsaharan AfricanSudaneseSwedishSwissSyrianTaiwaneseThaiTlingit-HaidaTohono O'OdhamTonganTrinidadian and TobagonianTsimshianTurkishU.S. Virgin IslanderUgandanUkrainianUruguayanUteVenezuelanVietnameseWelshWest IndianYakamaYaquiYugoslavianYumanYup'ikZimbabwean
Immigration
NonimmigrantsImmigrantsAfghanistanAfricaAlbaniaArgentinaArmeniaAsiaAustraliaAustriaBahamasBangladeshBarbadosBelarusBelgiumBelizeBoliviaBosnia and HerzegovinaBrazilBulgariaBurma/MyanmarCabo VerdeCambodiaCameroonCanadaCaribbeanCentral AmericaChileChinaColombiaCongoCosta RicaCroatiaCubaCzechoslovakiaDenmarkDominicaDominican RepublicEastern AfricaEastern AsiaEastern EuropeEcuadorEgyptEl SalvadorEnglandEritreaEthiopiaEuropeFijiFranceGermanyGhanaGreeceGrenadaGuatemalaGuyanaHaitiHondurasHungaryIndiaIndonesiaIranIraqIrelandIsraelItalyJamaicaJapanJordanKazakhstanKenyaKoreaKuwaitLaosLatin AmericaLatviaLebanonLiberiaLithuaniaMalaysiaMexicoMicronesiaMiddle AfricaMoldovaMoroccoNepalNetherlandsNicaraguaNigeriaNorth AmericaNorth MacedoniaNorthern AfricaNorthern EuropeNorwayOceaniaPakistanPanamaPeruPhilippinesPolandPortugalRomaniaRussiaSaudi ArabiaScotlandSenegalSerbiaSierra LeoneSingaporeSomaliaSouth AfricaSouth AmericaSouth Central AsiaSouth Eastern AsiaSouthern EuropeSpainSri LankaSt. Vincent and the GrenadinesSudanSwedenSwitzerlandSyriaTaiwanThailandTrinidad and TobagoTurkeyUgandaUkraineUruguayUzbekistanVenezuelaVietnamWest IndiesWestern AfricaWestern AsiaWestern EuropeYemenZaireZimbabweAzores
Immigrants from Hong Kong
Race
Ancestry
AfghanAfricanAlaska NativeAlaskan AthabascanAlbanianAleutAlsatianAmericanApacheArabArapahoArgentineanArmenianAssyrian/Chaldean/SyriacAustralianAustrianBahamianBangladeshiBarbadianBasqueBelgianBelizeanBermudanBhutaneseBlackfeetBolivianBrazilianBritishBritish West IndianBulgarianBurmeseCajunCambodianCanadianCape VerdeanCarpatho RusynCelticCentral AmericanCentral American IndianCherokeeCheyenneChickasawChileanChineseChippewaChoctawColombianColvilleComancheCosta RicanCreeCreekCroatianCrowCubanCypriotCzechCzechoslovakianDanishDelawareDominicanDutchDutch West IndianEastern EuropeanEcuadorianEgyptianEnglishEstonianEthiopianEuropeanFijianFilipinoFinnishFrenchFrench American IndianFrench CanadianGermanGerman RussianGhanaianGreekGuamanian/ChamorroGuatemalanGuyaneseHaitianHmongHonduranHopiHoumaHungarianIcelanderIndian (Asian)IndonesianInupiatIranianIraqiIrishIroquoisIsraeliItalianJamaicanJapaneseJordanianKenyanKiowaKoreanLaotianLatvianLebaneseLiberianLithuanianLumbeeLuxembourgerMacedonianMalaysianMalteseMarshalleseMenomineeMexicanMexican American IndianMongolianMoroccanNative HawaiianNavajoNepaleseNew ZealanderNicaraguanNigerianNorthern EuropeanNorwegianOkinawanOsageOttawaPaiutePakistaniPalestinianPanamanianParaguayanPennsylvania GermanPeruvianPimaPolishPortuguesePotawatomiPuebloPuerto RicanPuget Sound SalishRomanianRussianSalvadoranSamoanScandinavianScotch-IrishScottishSeminoleSenegaleseSerbianShoshoneSierra LeoneanSiouxSlavicSlovakSloveneSomaliSouth AfricanSouth AmericanSouth American IndianSoviet UnionSpaniardSpanishSpanish AmericanSpanish American IndianSri LankanSubsaharan AfricanSudaneseSwedishSwissSyrianTaiwaneseThaiTlingit-HaidaTohono O'OdhamTonganTrinidadian and TobagonianTsimshianTurkishU.S. Virgin IslanderUgandanUkrainianUruguayanUteVenezuelanVietnameseWelshWest IndianYakamaYaquiYugoslavianYumanYup'ikZimbabwean
Immigration
NonimmigrantsImmigrantsAfghanistanAfricaAlbaniaArgentinaArmeniaAsiaAustraliaAustriaBahamasBangladeshBarbadosBelarusBelgiumBelizeBoliviaBrazilBulgariaBurma/MyanmarCabo VerdeCambodiaCameroonCanadaCaribbeanCentral AmericaChileChinaColombiaCongoCosta RicaCroatiaCubaCzechoslovakiaDenmarkDominicaDominican RepublicEastern AfricaEastern AsiaEastern EuropeEcuadorEgyptEl SalvadorEnglandEritreaEthiopiaEuropeFijiFranceGermanyGhanaGreeceGrenadaGuatemalaGuyanaHaitiHondurasHong KongHungaryIndiaIndonesiaIranIraqIrelandIsraelItalyJamaicaJapanJordanKazakhstanKenyaKoreaKuwaitLaosLatin AmericaLatviaLebanonLiberiaLithuaniaMalaysiaMexicoMicronesiaMiddle AfricaMoldovaMoroccoNepalNetherlandsNicaraguaNigeriaNorth AmericaNorth MacedoniaNorthern AfricaNorthern EuropeNorwayOceaniaPakistanPanamaPeruPhilippinesPolandPortugalRomaniaRussiaSaudi ArabiaScotlandSenegalSerbiaSierra LeoneSingaporeSomaliaSouth AfricaSouth AmericaSouth Central AsiaSouth Eastern AsiaSouthern EuropeSpainSri LankaSt. Vincent and the GrenadinesSudanSwedenSwitzerlandSyriaTaiwanThailandTrinidad and TobagoTurkeyUgandaUkraineUruguayUzbekistanVenezuelaVietnamWest IndiesWestern AfricaWestern AsiaWestern EuropeYemenZaireZimbabweAzores
Social Comparison
Social Comparison
Income
Poverty
Unemployment
Labor Participation
Family Structure
Vehicle Availability
Education Level
Disability

Social Comparison

Immigrants from Bosnia and Herzegovina

Immigrants from Hong Kong

Average
Good
6,212
SOCIAL INDEX
59.6/ 100
SOCIAL RATING
160th/ 347
SOCIAL RANK
7,848
SOCIAL INDEX
76.0/ 100
SOCIAL RATING
102nd/ 347
SOCIAL RANK

Immigrants from Hong Kong Integration in Immigrants from Bosnia and Herzegovina Communities

The statistical analysis conducted on geographies consisting of 116,172,009 people shows a substantial negative correlation between the proportion of Immigrants from Hong Kong within Immigrant from Bosnia and Herzegovina communities in the United States with a correlation coefficient (R) of -0.520. On average, for every 1% (one percent) increase in Immigrants from Bosnia and Herzegovina within a typical geography, there is a decrease of 0.019% in Immigrants from Hong Kong. To illustrate, in a geography comprising of 100,000 individuals, a rise of 1,000 Immigrants from Bosnia and Herzegovina corresponds to a decrease of 18.8 Immigrants from Hong Kong.
Immigrants from Bosnia and Herzegovina Integration in Immigrants from Hong Kong Communities

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Income

When considering income, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in householder income ages 25 - 44 years ($88,819 compared to $128,140, a difference of 44.3%), median household income ($79,888 compared to $111,519, a difference of 39.6%), and householder income ages 45 - 64 years ($94,288 compared to $127,500, a difference of 35.2%). Conversely, both communities are more comparable in terms of wage/income gap (24.8% compared to 25.5%, a difference of 2.8%), householder income under 25 years ($50,565 compared to $62,083, a difference of 22.8%), and householder income over 65 years ($55,986 compared to $71,567, a difference of 27.8%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Income
Income MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
Per Capita Income
Poor
$42,278
Exceptional
$56,709
Median Family Income
Tragic
$97,432
Exceptional
$131,067
Median Household Income
Tragic
$79,888
Exceptional
$111,519
Median Earnings
Fair
$45,600
Exceptional
$59,433
Median Male Earnings
Poor
$52,869
Exceptional
$70,146
Median Female Earnings
Poor
$38,886
Exceptional
$49,818
Householder Age | Under 25 years
Tragic
$50,565
Exceptional
$62,083
Householder Age | 25 - 44 years
Tragic
$88,819
Exceptional
$128,140
Householder Age | 45 - 64 years
Tragic
$94,288
Exceptional
$127,500
Householder Age | Over 65 years
Tragic
$55,986
Exceptional
$71,567
Wage/Income Gap
Exceptional
24.8%
Good
25.5%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Poverty

When considering poverty, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in child poverty under the age of 5 (17.5% compared to 12.4%, a difference of 40.8%), child poverty among girls under 16 (16.8% compared to 12.3%, a difference of 36.4%), and child poverty under the age of 16 (16.5% compared to 12.1%, a difference of 35.5%). Conversely, both communities are more comparable in terms of married-couple family poverty (4.8% compared to 4.7%, a difference of 2.5%), single father poverty (15.2% compared to 14.2%, a difference of 6.4%), and seniors poverty over the age of 65 (10.4% compared to 11.1%, a difference of 6.7%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Poverty
Poverty MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
Poverty
Good
12.0%
Exceptional
10.4%
Families
Excellent
8.4%
Exceptional
7.3%
Males
Good
11.0%
Exceptional
9.6%
Females
Good
13.2%
Exceptional
11.2%
Females 18 to 24 years
Excellent
19.7%
Exceptional
17.5%
Females 25 to 34 years
Average
13.4%
Exceptional
10.4%
Children Under 5 years
Fair
17.5%
Exceptional
12.4%
Children Under 16 years
Fair
16.5%
Exceptional
12.1%
Boys Under 16 years
Average
16.4%
Exceptional
12.3%
Girls Under 16 years
Fair
16.8%
Exceptional
12.3%
Single Males
Exceptional
12.1%
Exceptional
10.4%
Single Females
Average
21.1%
Exceptional
16.5%
Single Fathers
Exceptional
15.2%
Exceptional
14.2%
Single Mothers
Average
29.2%
Exceptional
24.4%
Married Couples
Exceptional
4.8%
Exceptional
4.7%
Seniors Over 65 years
Exceptional
10.4%
Fair
11.1%
Seniors Over 75 years
Exceptional
11.6%
Tragic
12.8%
Receiving Food Stamps
Good
11.3%
Exceptional
9.1%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Unemployment

When considering unemployment, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in unemployment among women with children under 6 years (7.3% compared to 5.8%, a difference of 26.3%), unemployment among ages 60 to 64 years (4.2% compared to 5.2%, a difference of 22.0%), and unemployment among women with children ages 6 to 17 years (8.2% compared to 7.2%, a difference of 13.6%). Conversely, both communities are more comparable in terms of unemployment among seniors over 65 years (5.1% compared to 5.1%, a difference of 0.31%), unemployment among ages 35 to 44 years (4.4% compared to 4.4%, a difference of 1.2%), and unemployment among ages 65 to 74 years (5.3% compared to 5.3%, a difference of 1.2%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Unemployment
Unemployment MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
Unemployment
Exceptional
4.8%
Good
5.2%
Males
Exceptional
4.9%
Good
5.2%
Females
Exceptional
4.7%
Excellent
5.1%
Youth < 25
Exceptional
10.6%
Average
11.6%
Age | 16 to 19 years
Exceptional
15.3%
Good
17.4%
Age | 20 to 24 years
Exceptional
9.4%
Poor
10.5%
Age | 25 to 29 years
Exceptional
5.7%
Exceptional
6.3%
Age | 30 to 34 years
Exceptional
4.7%
Exceptional
5.0%
Age | 35 to 44 years
Exceptional
4.4%
Exceptional
4.4%
Age | 45 to 54 years
Exceptional
4.0%
Average
4.5%
Age | 55 to 59 years
Exceptional
4.6%
Tragic
5.0%
Age | 60 to 64 years
Exceptional
4.2%
Tragic
5.2%
Age | 65 to 74 years
Good
5.3%
Excellent
5.3%
Seniors > 65
Good
5.1%
Good
5.1%
Seniors > 75
Excellent
8.6%
Exceptional
7.6%
Women w/ Children < 6
Exceptional
7.3%
Exceptional
5.8%
Women w/ Children 6 to 17
Exceptional
8.2%
Exceptional
7.2%
Women w/ Children < 18
Exceptional
5.0%
Exceptional
4.7%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Labor Participation

When considering labor participation, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in in labor force | age 16-19 (41.8% compared to 30.5%, a difference of 37.1%), in labor force | age 20-24 (78.1% compared to 71.6%, a difference of 9.1%), and in labor force | age 25-29 (86.3% compared to 85.0%, a difference of 1.4%). Conversely, both communities are more comparable in terms of in labor force | age 30-34 (85.8% compared to 85.8%, a difference of 0.060%), in labor force | age 35-44 (85.4% compared to 85.2%, a difference of 0.29%), and in labor force | age 45-54 (83.3% compared to 83.6%, a difference of 0.33%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Labor Participation
Labor Participation MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
In Labor Force | Age > 16
Exceptional
66.5%
Exceptional
65.7%
In Labor Force | Age 20-64
Exceptional
80.8%
Exceptional
80.4%
In Labor Force | Age 16-19
Exceptional
41.8%
Tragic
30.5%
In Labor Force | Age 20-24
Exceptional
78.1%
Tragic
71.6%
In Labor Force | Age 25-29
Exceptional
86.3%
Exceptional
85.0%
In Labor Force | Age 30-34
Exceptional
85.8%
Exceptional
85.8%
In Labor Force | Age 35-44
Exceptional
85.4%
Exceptional
85.2%
In Labor Force | Age 45-54
Exceptional
83.3%
Exceptional
83.6%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Family Structure

When considering family structure, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in single mother households (6.3% compared to 4.8%, a difference of 31.3%), births to unmarried women (30.3% compared to 23.6%, a difference of 28.7%), and single father households (2.4% compared to 1.8%, a difference of 28.5%). Conversely, both communities are more comparable in terms of family households with children (26.8% compared to 27.5%, a difference of 2.6%), average family size (3.15 compared to 3.26, a difference of 3.4%), and currently married (46.1% compared to 48.9%, a difference of 6.1%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Family Structure
Family Structure MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
Family Households
Tragic
61.9%
Exceptional
66.1%
Family Households with Children
Tragic
26.8%
Good
27.5%
Married-couple Households
Tragic
44.4%
Exceptional
49.6%
Average Family Size
Tragic
3.15
Excellent
3.26
Single Father Households
Average
2.4%
Exceptional
1.8%
Single Mother Households
Average
6.3%
Exceptional
4.8%
Currently Married
Fair
46.1%
Exceptional
48.9%
Divorced or Separated
Tragic
12.4%
Exceptional
10.0%
Births to Unmarried Women
Excellent
30.3%
Exceptional
23.6%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Vehicle Availability

When considering vehicle availability, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in 4 or more vehicles in household (5.3% compared to 6.5%, a difference of 21.5%), no vehicles in household (9.9% compared to 11.3%, a difference of 13.8%), and 3 or more vehicles in household (17.5% compared to 19.2%, a difference of 9.3%). Conversely, both communities are more comparable in terms of 1 or more vehicles in household (90.1% compared to 88.7%, a difference of 1.5%), 2 or more vehicles in household (53.8% compared to 52.6%, a difference of 2.3%), and 3 or more vehicles in household (17.5% compared to 19.2%, a difference of 9.3%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Vehicle Availability
Vehicle Availability MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
No Vehicles Available
Good
9.9%
Tragic
11.3%
1+ Vehicles Available
Good
90.1%
Tragic
88.7%
2+ Vehicles Available
Tragic
53.8%
Tragic
52.6%
3+ Vehicles Available
Tragic
17.5%
Fair
19.2%
4+ Vehicles Available
Tragic
5.3%
Good
6.5%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Education Level

When considering education level, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in doctorate degree (1.7% compared to 2.8%, a difference of 65.9%), professional degree (4.0% compared to 6.4%, a difference of 60.2%), and master's degree (14.3% compared to 20.5%, a difference of 42.9%). Conversely, both communities are more comparable in terms of 12th grade, no diploma (91.7% compared to 91.3%, a difference of 0.42%), high school diploma (89.8% compared to 89.3%, a difference of 0.60%), and nursery school (98.0% compared to 97.4%, a difference of 0.63%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Education Level
Education Level MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
No Schooling Completed
Fair
2.1%
Tragic
2.7%
Nursery School
Average
98.0%
Tragic
97.4%
Kindergarten
Average
97.9%
Tragic
97.3%
1st Grade
Average
97.9%
Tragic
97.3%
2nd Grade
Average
97.9%
Tragic
97.2%
3rd Grade
Average
97.8%
Tragic
97.1%
4th Grade
Good
97.6%
Tragic
96.9%
5th Grade
Good
97.4%
Tragic
96.7%
6th Grade
Good
97.2%
Tragic
96.3%
7th Grade
Exceptional
96.4%
Tragic
95.2%
8th Grade
Exceptional
96.2%
Tragic
94.9%
9th Grade
Excellent
95.2%
Tragic
94.1%
10th Grade
Excellent
94.2%
Tragic
93.1%
11th Grade
Excellent
93.0%
Fair
92.2%
12th Grade, No Diploma
Excellent
91.7%
Good
91.3%
High School Diploma
Excellent
89.8%
Average
89.3%
GED/Equivalency
Good
86.3%
Exceptional
86.9%
College, Under 1 year
Average
65.4%
Exceptional
71.0%
College, 1 year or more
Average
59.2%
Exceptional
66.4%
Associate's Degree
Average
46.3%
Exceptional
55.4%
Bachelor's Degree
Average
37.6%
Exceptional
48.2%
Master's Degree
Fair
14.3%
Exceptional
20.5%
Professional Degree
Tragic
4.0%
Exceptional
6.4%
Doctorate Degree
Tragic
1.7%
Exceptional
2.8%

Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Disability

When considering disability, the most significant differences between Immigrants from Bosnia and Herzegovina and Immigrants from Hong Kong communities in the United States are seen in disability age 35 to 64 (11.4% compared to 8.2%, a difference of 39.2%), disability age under 5 (1.3% compared to 0.95%, a difference of 32.6%), and disability age 5 to 17 (5.7% compared to 4.3%, a difference of 32.0%). Conversely, both communities are more comparable in terms of disability age over 75 (46.8% compared to 46.5%, a difference of 0.71%), self-care disability (2.5% compared to 2.4%, a difference of 3.2%), and cognitive disability (17.4% compared to 16.0%, a difference of 8.8%).
Immigrants from Bosnia and Herzegovina vs Immigrants from Hong Kong Disability
Disability MetricImmigrants from Bosnia and HerzegovinaImmigrants from Hong Kong
Disability
Poor
11.9%
Exceptional
10.0%
Males
Fair
11.4%
Exceptional
9.4%
Females
Poor
12.4%
Exceptional
10.6%
Age | Under 5 years
Fair
1.3%
Exceptional
0.95%
Age | 5 to 17 years
Fair
5.7%
Exceptional
4.3%
Age | 18 to 34 years
Poor
6.8%
Exceptional
5.2%
Age | 35 to 64 years
Fair
11.4%
Exceptional
8.2%
Age | 65 to 74 years
Average
23.2%
Exceptional
19.9%
Age | Over 75 years
Excellent
46.8%
Exceptional
46.5%
Vision
Excellent
2.1%
Exceptional
1.8%
Hearing
Fair
3.1%
Exceptional
2.7%
Cognitive
Fair
17.4%
Exceptional
16.0%
Ambulatory
Fair
6.2%
Exceptional
5.3%
Self-Care
Average
2.5%
Exceptional
2.4%